🗣️ Investor Talk #39: Matt Allen

Founder - BeanWealth

Welcome to Investor Talk — where we interview successful investors to uncover their journeys, strategies, and the lessons they've learned. Get inspired by real stories and gain valuable insights to sharpen your own investment approach.

Every interview follows the same set of sharp, insightful questions — such as “What is your investment strategy?”, “What are your highest conviction stocks?”, and “What’s the biggest investment mistake you’ve made?”

In this edition, we have the pleasure of interviewing:

Name: Matt Allen @investmattallen
Age: 30
Residence/Country: Florida, United States
Invests since: 8th grade, first investment was Sirius XM radio.

𝗜𝗻𝘁𝗿𝗼𝗱𝘂𝗰𝘁𝗶𝗼𝗻
When I was in 8th grade, I helped my economics teacher, Tom Rinehart, track his stock portfolio on Yahoo Finance. My job was to report what his stocks were doing each morning, and that daily routine sparked my love for the stock market. He talked a lot about Warren Buffett, which led me to start studying Buffett's strategies on my own at a young age.

Since then, I've worked in the U.S. Senate in Washington, D.C., launched an investing newsletter that was later acquired, and served as Head of Research for a firm. I now run a new newsletter, do business development for a lobbying firm part-time, and have several side business ventures.

𝗪𝗵𝗮𝘁 𝗶𝘀 𝘆𝗼𝘂𝗿 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆?
I'm primarily a value investor, but I'd describe myself as a "Value 3.0" investor—a concept popularized by Adam Seessel. In simple terms, Value 1.0 was Benjamin Graham's approach of buying cigar butts, while Value 2.0 evolved with Warren Buffett focusing on quality businesses. Value 3.0 takes that framework and applies it to tech stocks, recognizing that companies with strong growth potential can also offer value. That’s my long-term strategy.

I also incorporate a swing trade strategy focused on catalysts within a 3-12 month timeframe, which allows me to take advantage of short-term opportunities.

𝗛𝗼𝘄 𝗺𝗮𝗻𝘆 𝘀𝘁𝗼𝗰𝗸𝘀 𝗮𝗿𝗲 𝗰𝘂𝗿𝗿𝗲𝗻𝘁𝗹𝘆 𝗵𝗲𝗹𝗱 𝗶𝗻 𝘆𝗼𝘂𝗿 𝗽𝗼𝗿𝘁𝗳𝗼𝗹𝗶𝗼?
I currently own 7 stocks.

𝗪𝗵𝗶𝗰𝗵 𝘀𝗲𝗰𝘁𝗼𝗿𝘀 𝗱𝗼 𝘆𝗼𝘂 𝗺𝗮𝗶𝗻𝗹𝘆 𝗳𝗼𝗰𝘂𝘀 𝗼𝗻?
Technology and geo-politics. I have a background in politics so if I believe politics will create a catalyst then I'll swing trade it. Argentina election is an example.

𝗪𝗵𝗮𝘁 𝗮𝗿𝗲 𝘆𝗼𝘂𝗿 𝗵𝗶𝗴𝗵𝗲𝘀𝘁 𝗰𝗼𝗻𝘃𝗶𝗰𝘁𝗶𝗼𝗻 𝘀𝘁𝗼𝗰𝗸𝘀?
For swing trades, my highest conviction stock is Marathon Digital $MARA. It’s an undervalued Bitcoin proxy, and based on previous Bitcoin cycles, I expect another strong year for Bitcoin—and Marathon is positioned to benefit from that. I believe it’s set to break out in 2025.

For long-term investments, Tesla $TSLA is one of my top picks, but not because of the car business. I’m more excited about their autonomous tech, which they can license, and their advancements in physical AI with humanoid robots. However, Tesla is such a common answer that I’ll give you another high-conviction pick: Applied Digital $APLD. Nvidia recently invested in them, and they’re building data centers specifically tailored for AI companies. Data centers will be critical for AI’s future, and I love their focus on that niche.

One of my highest-conviction stocks that I don’t currently own is Oklo Energy $OKLO. I absolutely love their vision, but I’m waiting to buy at a single-digit price point because they won’t generate revenue until 2027. Oklo is a nuclear energy company with Sam Altman and President Trump’s incoming Secretary of Energy on the board. To put it into perspective, ChatGPT alone consumes the daily energy of 180,000 households—that’s completely unsustainable. Nuclear energy solves this problem, and I believe Oklo is the future of energy.

𝗪𝗵𝗶𝗰𝗵 𝘀𝘁𝗼𝗰𝗸 𝗵𝗮𝘀 𝘁𝗵𝗲 𝗵𝗶𝗴𝗵𝗲𝘀𝘁 𝗿𝗲𝘁𝘂𝗿𝗻?
In July 2020, my dumbass was able to correlate Marathon Digital's $MARA correlation with Bitcoin before the general public and Wallstreet did. I got in at $0.90 cents and sold it at $52. I got back in it at $13 in September 2024 for another swing trade.

𝗪𝗵𝗮𝘁 𝗶𝘀 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝘀𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗺𝗶𝘀𝘁𝗮𝗸𝗲 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝗺𝗮𝗱𝗲?
I’ve made tons of mistakes—mostly from sheer stupidity.

One that stands out is Meta $META. I bought in at $122 during the sell-off in 2022 after the market punished Zuckerberg’s VR pivot. I sold around $350, which seemed like a smart profit at the time. Today, the stock sits at $610. The mistake wasn’t taking profits—it was forgetting that Meta is a Value 3.0 company, the kind of stock I could hold for the next 10 years and sleep well at night. Selling too early on a long-term winner is a mistake I deeply regret.

𝗠𝘆 𝗳𝗮𝘃𝗼𝗿𝗶𝘁𝗲𝘀
Favorite book: The Dhando Investor by Mohnish Pabrai @MohnishPabrai and Talking To Strangers by Malcolm Gladwell @Gladwell

Favorite podcasts:
We Study Billionaires @TIP_Network
Joe Rogan @joerogan
Invest Like The Best @InvestLikeBest

Favorite quote: "Intelligent people make decisions based on opportunity cost". - Charlie Munger Favorite FinX account: Daniel @mnkedaniel and Brad @StockMarketNerd

𝗪𝗵𝗲𝗿𝗲 𝗰𝗮𝗻 𝘄𝗲 𝗳𝗶𝗻𝗱 𝗺𝗼𝗿𝗲 𝗶𝗻𝗳𝗼 𝗮𝗯𝗼𝘂𝘁 𝘆𝗼𝘂?
You can find more information about me at beanwealth.com and subscribe to my newsletter.

Disclaimer:
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