Welcome to Investor Talk — where we interview successful investors to uncover their journeys, strategies, and the lessons they've learned. Get inspired by real stories and gain valuable insights to sharpen your own investment approach.
Every interview follows the same set of sharp, insightful questions — such as “What is your investment strategy?”, “What are your highest conviction stocks?”, and “If you could give one piece of advice to investors, what would it be?”
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Including interviews with Brian Feroldi (Founder of Long Term Mindset), Shay Baloor (Chief Marketing Strategist of Futurum Equities) and Gav Blaxberg (CEO of WOLF Financial).
In this edition, we have the pleasure of interviewing:
Name: Oliver Cull Oliver | MMMT Wealth
Age: 29
Residence/Country: UK
Invests since: 2015
Introduction
I’ve always been interested in the markets, to be honest — even before I could legally invest. Back then, I didn’t really know what I was doing, but I was already watching charts at 17 or 18.
I really started learning about accounting and business at university. By the time I was around 20, I had a solid grasp of how businesses worked, and from there it all slowly came together. I spent hours a day reading company reports, analyzing businesses and understanding the investment thesis behind them.
It was just one of those “hobbies” I picked up at a young age that turned into a profession fairly quickly.
What is your investment strategy?
I’m fairly diversified, to be honest. I don’t follow one specific “strategy.” If I think a stock is undervalued and has a strong moat compared to its peers, I’ll consider buying it when the technicals align.
I always start with the big picture, though. What theme do I want to look at? What are the 5–10 best companies within that theme? Which is the strongest company at the most attractive valuation? Does my model for that company show the potential for a 2–3x return over the next 3–5 years? That’s always what I look for. And does the chart show bullish signs, or has the price been consolidating around an attractive level for a few days?
All of those things need to align before I take a position.
How many stocks are currently held in your portfolio?
I currently own 36 stocks.
Which sectors do you mainly focus on?
Right now, I’m fairly diversified across a few different themes:
AI infrastructure (of course), specifically photonics and interconnects.
I have quite a few commodity plays right now, including solar, copper, silver and scandium.
I have a strong allocation to AI adopters, mainly $LMND.
I’m building out my robotics exposure, currently with a big position in $OUST, but I’m looking to expand this.
I’ve done well in healthcare/biotech recently too, with $ABCL selling for a +100% return. I own 2–3 other healthcare stocks now that I’m happy to hold for a while.
Stablecoins/tokenization is the other big theme for me at the moment.
What are your 3 highest conviction stocks?
Right now I'd say:
1. $AAOI | Applied Optoelectronics
2. $OUST | Ouster
3. $COIN | Coinbase
4. $LMND | Lemonade, because I can't exclude this name
What is the stock in your portfolio with the highest return?
That I still currently hold it would be $NBIS. I have multiple stocks over 100% that are unrealized. I have also sold many this year for over 100% gains.
What is the biggest investing mistake you have made?
My biggest realized loss so far has been $HIMS where it was a medium sized position that lost 46%.
If you could give one piece of advice to investors, what would it be?
If you can’t explain your thesis behind a stock in less than 100–200 words, then it’s probably not a good thesis. Secondly, if you can’t build a conservative model (without tweaking the numbers) that gives you at least a 2x return over the next 3 years, then I don’t think it’s a good investment.
One more thing (I know you asked for one piece of advice, but here’s my third): DO NOT FOMO into stocks. I see it over and over again on FinX.
Oliver’s Favorites
📖 Favorite book: Poor Charlie's Almanack by Charlie Munger
🎧 Favorite podcast: The All-In Podcast @theallinpod
💬 Favorite quote: "The most contrarian thing of all is not to oppose the crowd but to think for yourself." – Peter Thiel
👤 Favorite FinX account: I find a lot of value in Paradis @ParadisLabs
Where can we find more info about you?
X: @MMMTwealth
Substack: Oliver | MMMT Wealth
Website: beta.mmmtwealth.com
That’s a wrap!
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Until then, invest wisely.
Vincent & Stefan
The Future Investors
Disclaimer:
The information and opinions provided in this article are for informational and educational purposes only and should not be considered as investment advice or a recommendation to buy, sell, or hold any financial product, security, or asset. The Future Investors does not provide personalized investment advice and is not a licensed financial advisor. Always do your own research before making any investment decisions and consult with a qualified financial professional before making any investment decisions. Please consult the general disclaimer for more details.