Welcome to Investor Talk — where we interview successful investors to uncover their journeys, strategies, and the lessons they've learned. Get inspired by real stories and gain valuable insights to sharpen your own investment approach.
Every interview follows the same set of sharp, insightful questions — such as “What is your investment strategy?”, “What are your highest conviction stocks?”, and “If you could give one piece of advice to investors, what would it be?”
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Including interviews with Brian Feroldi (Founder of Long Term Mindset), Shay Baloor (Chief Marketing Strategist of Futurum Equities) and Gav Blaxberg (CEO of WOLF Financial).
In this edition, we have the pleasure of interviewing:
Name: Timothy Assi Panic Drop - Timothy Assi
Age: 36
Residence/Country: Grimbergen, Belgium
Invests since: 2017
Introduction
I’m a physiotherapist by profession, with no finance background at all. In 2017, I bought my first stock, and in February 2020, I started building my public track record on eToro. Just days later, COVID crashed the market. Instead of selling, I doubled down on Bitcoin and big tech, and the portfolio rebounded strongly.
In 2021, I reached Elite status. Today, I’m an Elite Pro Investor, with 345 people copying my portfolio and $1.2M in assets under copy.
Alongside that, I built Panic Drop (newsletter, podcast, and X) and Pinfolio, a portfolio analytics app. I also use AI agents to automate parts of my investing process.
What is your investment strategy?
Momentum value, with roughly 80% in stocks and 20% in crypto. For my long-term investments, I first make sure a company has a wide moat and can grow earnings in a sustainable and predictable way.
I then buy in layers around support levels, where I believe the risk/reward is attractive, and give the investment time to play out. If a company’s earnings are less predictable, I might still take a position, but only as a trade. My investments never become trades.
All of those things need to align before I take a position.
How many stocks are currently held in your portfolio?
About 25 individual stocks, plus a few ETFs and a crypto allocation.
Which sectors do you mainly focus on?
Technology (software, semiconductors and cybersecurity), financial infrastructure (payments and financial data), healthcare and crypto.
What are your 3 highest conviction stocks?
Nvidia, Meta and S&P Global. Nvidia and Meta are my 2 biggest stock positions, and I keep adding to S&P Global because I believe the market is underestimating it.
What is the stock in your portfolio with the highest return?
Palantir. I bought my first shares in August 2022 at $8.80, and that first buy is up over 2,000%.
What is the biggest investing mistake you have made?
In 2020 I sold Amazon after a 40% gain, and then had to buy it back higher. That's when I learned to never sell a winner too early.
If you could give one piece of advice to investors, what would it be?
Don't be scared of big moves in a stock. If you want a 10 bagger, you have to avoid selling too early.
Timothy’s Favorites
📖 Favorite book: The Psychology of Money by Morgan Housel
🎧 Favorite podcast: De 7. My own Panic Drop podcast is inspired by it: brief points on what happened the day before, a quick way to catch up on the news that matters.
💬 Favorite quote: "Cheap crap is still crap." – Adam Khoo @adamkhootrader.
Focus on the winners, not on cheap stocks that can get even cheaper. Go for number 1, not number 2.
👤 Favorite FinX account: Finom Group @GroupFinom
Where can we find more info about you?
Substack: Panic Drop - Timothy Assi
X: @timoassi
eToro: https://etoro.tw/4dZp58U
Pinfolio: pinfolio.ai
That’s a wrap!
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Vincent & Stefan
The Future Investors
Disclaimer:
The information and opinions provided in this article are for informational and educational purposes only and should not be considered as investment advice or a recommendation to buy, sell, or hold any financial product, security, or asset. The Future Investors does not provide personalized investment advice and is not a licensed financial advisor. Always do your own research before making any investment decisions and consult with a qualified financial professional before making any investment decisions. Please consult the general disclaimer for more details.