⚔️ 89: Adyen vs dLocal
Stock Battle — discover which company we believe is the true winner
Every three weeks, we host a Stock Battle on our X page between two competing companies. Which one is the favorite among our followers? And find out which one we believe has the stronger fundamentals.
This round brings you Adyen vs. dLocal — two payment providers: Adyen, a global leader, and dLocal, a fast‑growing specialist in emerging markets. Which will come out on top?
Adyen and dLocal both simplify payments processing — but in different ways.
Adyen gives global merchants one platform for all online and in‑store transactions, while dLocal helps companies accept the local methods that matter most in fast‑growing economies.
Adyen was started in Amsterdam in 2006 by Pieter van der Does and Arnout Schuijff to make payments easier for businesses. Today, one platform handles everything from fraud checks to sales reports, powered by Adyen’s own network and real‑time data. Brands like Spotify, Uber and Microsoft rely on Adyen to move hundreds of billions of euros every year, both online and in physical stores, whether they’re small startups or huge multinationals.
Adyen has been listed on Euronext Amsterdam since 2018. It processes payments in over 200 countries, with core volumes coming from Europe, North America and Asia‑Pacific — and a growing presence in Latin America and the Middle East.
dLocal launched in Montevideo in 2016 when Mabruk Towo and Nicolás Pompilio saw that many fast‑growing markets didn’t have easy ways to pay — no Visa or PayPal. Today, dLocal’s single API serves as a one‑stop shop, bringing together local payment options like e‑wallets, bank transfers and buy‑now‑pay‑later, so businesses like Amazon, Apple and Netflix can get paid across Latin America, Africa, Asia and the Middle East.
After going public via SPAC in New York in 2021, dLocal moved into additional emerging markets such as the United Arab Emirates, Turkey and the Philippines.
Source: dLocal Investor Relations
Both Adyen and dLocal streamline payment processing — but they focus on different markets, each with its own strengths and challenges.
With 66% of the votes, you crowned Adyen as the winner of this stock battle! 👑
Curious which of these companies we consider the best — and how they score on our 0–100 fundamentals scoring framework? Read the full comparison below — exclusive to our paid members 👇
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